How to Access Elan Credit Card Accout at

Elan Credit Card Login:

Elan has become a leader in the credit card industry for over 50 years because of our commitment to our partners, dedication to innovation, and comprehensive product suite. Their robust consumer and business product suites are designed for members across the entire credit score spectrum with high-value rewards, extended introductory rates, competitive APRs, and digital servicing tools. Their approach drives high consumer engagement through products, benefits, and cardmember support.

Features and Benefits of Elan Credit card:

Here we have given a detailed description of the benefits and features of this Elan credit card which you probably don’t want to miss.

  • They offer five different credit card options. Elan offers a variety of cards to choose from.
  • No annual fee for the Elan Platinum Credit Card.
  • Bonus Rewards.
  • Additional Bonus Rewards.
  • Cash Rewards.
  • Travel Rewards.
  • There is no cap on bonus points.
  • Easy account access.


  • Earn 1 point for every eligible net $1 you spend.
  • Get a 50% bonus on all points earned every month, automatically.
  • Plus, earn 5 points on prepaid hotels and car rentals booked directly in the Rewards Center.
  • There are no caps or limits on the points cardmembers can earn.

Types of Elan Credit cards:

  • Fidelity (Fidelity® Rewards Visa Signature® Card)
  • Envision Bank
  • First Financial Northwest Bank
  • Country Club Bank
  • Busey Bank
  • Highland Bank
  • Chevron Federal Credit Union
  • Banner Federal Credit Union
  • MIT Federal Credit Union
  • NRL Federal Credit Union

Interest rates:

Here is a list of fees and interest rates that will be provided by this Elan credit card.

  • Penalty APR: There is no Penalty Rate for your Account.
  • Minimum interest charge: If you are charged interest, then the Minimum Interest Charge will be no less than $2.00
  • Grace period: 24 to 30 days
  • Annual fee: $0 to $200
  • Balance transfer fee: Either $5 or 3% of the Transferor Advance amount, whichever is greater
  • Cash Advance Overdraft Protection Fee: $10
  • Cash advance ATM fee: Either $5 or 3% of the Advance amount, whichever is greater.
  • Foreign transaction fee: 3%
  • Late payment fee: Up to $38
  • Returned payment fee: Up to $35

Elan Credit Card Activation:

After getting an Elan credit card you will need to activate your credit card with the below-mentioned instructions.

  • First, open your phone, tablet, or computer’s Web browser.
  • Then navigate to the Elan Credit Card login page
  • Then log in to your account with the needed credentials.
  • Click on the activate button.
  • There type the basic information in the appropriate fields on your screen like Credit Card Account Number, First Name, Middle Initial, Last Name, Last 4 digits of social security number, Expiration Date, Date of Birth, State, Zip.
  • Tap on the Submit button after you have completed entering the appropriate details in the specific fields on the activation tab.
  • Obey the on-screen instructions for the activation phase on the next screen.
  • You will need to make transactions and transfers using your Elan credit card after it’s been activated. Through this process your credit score will increase.


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Create an Account for Elan Credit Card:

If you want to activate and get access to your card, then you need to enroll in online account of Elan. Follow the mentioned steps to create a new one.

  • First, visit the official login page of Elan credit card
  • Then click on the option “Enroll?”.


elan credit card enroll page


  • Then provide some basic information like name, credit card account number, email id, last four digits of social security number, CVV, etc. in the given field, and other details.
  • Then tap on the Submit button.


elan credit card enroll


  • On the next page follow the instruction given to you.
  • Create your user id and password.
  • You can log in with your user id and password to your account anytime.

Elan Credit Card Log In:

Follow these steps mentioned below to log in to your official account of Elan credit card.

  • First visit the official login page of Elan Credit card
  • Provide your user’s name or Personal ID.
  • Click on the Continue option.


elan credit card login


Recover Password for Elan credit card:

If you have forgotten the user id or password then don’t need to worry. You can get access to your online account again by following these simple steps.

  • Visit the official login page of Elan credit card
  • Click on forgot your Personal ID? option.


elan card personal id forgot password page


  • Enter some basic informations like last 6 digits of card or account number and your user-name, and many others.
  • Then click on the Submit button.


elan card personal id forgot password


  • They will send you mail with a link to change your password.
  • Reset your password within the given time and get access to your account.

Elan Credit card bill payment:

You can sign up for Auto-Pay through your online account or via the Elan mobile app, both on iOS and Android devices. There choose the “Payment Services” tab. Then select the option to set up one-time or recurring online payments by linking your bank account to your Elan. You can make payments by mail or by calling Elan customer service at their contact number.

Online method:

  • Log in to your online account
  • There you will need to choose the “Payment Services” tab.
  • There you can select the option to link a bank account and set up recurring or one-time payments.

Through phone:

  • Call at the number on the back of your card and make a payment through the automated system.
  • You can also choose to make a payment through a customer service agent.
  • Through mail:

Send a check along with the remittance slip which is included in your monthly billing statement to the following address:

Send a Payment:

Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Send an Overnight Payment:

Cardmember Service
824 N 11th Street
St. Louis, MO 63101-1016

Getting Started with Elan Credit Card:

Once you have activated your credit card then follow these steps to start using your credit card and optimize it to avoid fees, simplify your account management and earn rewards on your purchases.

  • First download  Elan mobile app to simplify your finances, track your rewards, lock your card in case you lose it and more.
  • Set up your digital wallets, including Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay etc.
  • Then enroll in online banking using your SSN or TIN and your credit card information which will allow you to monitor your accounts, make payments, set up virtual cards and more.
  • Activate your Virtual credit card offered by Elan. This will keep your real card information hidden and secure. add the Eno from Elan extension from your browser and use it during online shopping.
  • Set Up your PIN. You will get a personal identification number (PIN) along with your card. If you didn’t receive it or you want to change the old one then you will need to call at the number on the back of your card. This PIN can be use in ATM cash withdrawals and for purchases abroad.

Set up your Autopay. After signing in to your Elan online banking account select Pay Bills. Then select Payment options and then tap on the Autopay option.

Customer Support:

For any problems or questions about the activation process for your Elan credit card, you can contact to the following numbers.

  • First, open a web browser on your phone, tablet, or device.
  • Then navigate to the Elan credit card webpage.
  • Type into the address bar.
  • Elan Credit Card homepage will appear.
  • Tap on the Help button in the top-right corner of the screen.
  • Then follow the instructions mentioned on the webpage.
  • Tap on the help option but if it does not work then visit the home page again.
  • Click on the Contact Us link in the top-right corner.


elan credit card contact details


  • On the next page, you can contact Elan Credit Card customer service.

Cardmember Service:

For questions about your account or to report a Lost or Stolen Card.
24-Hour Cardmember Service: 800-558-3424
To reach Cardmember Service via email, login to your account and click on Messages.

Technical Support:

For questions about your internet browser configuration or technical support for the Online Account Access website.

Send a Payment:

Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Send an Overnight Payment:

Cardmember Service
824 N 11th Street
St. Louis, MO 63101-1016


  • Does Elan build your credit?

Your refundable deposit will become your credit line limit on your Visa card. Elan reports to all 3 major credit bureaus. 99% of their customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.

  • How can you change your ID shield choices later?

You may change your ID Shield questions and answers, or verify your ID Shield image and phrase at any time by going to the Cardmember Service section after you have logged in. From the Account Profile area, you can select “View or Change ID Shield Settings or Questions” and “View or Change ID Shield Image/Sound and Phrase”.

  • How can you check the status of your Elan card application?

To check the status of your credit card application or for questions pertaining to an application, please call 1.800.364.9648 or contact your local financial institution for assistance.

Benefits of partnership with Elan?

  • Three main reasons you should consider partnering with Elan include expertise, growth opportunity, and support.
  • Expertise: Elan partners with over 1,300 financial institutions to grow their business through our outsourced credit card program. Our dedication to our partners has made us a leader in the industry since 1968.
  • Growth opportunity: Without any additional costs to your organization or members, Elan is dedicated to continuously enhancing the digital experience and adding products to our suite to keep your program moving.
  • Support: From staff training and incentive programs to cardmember customer service and marketing, Elan’s focus is on providing all the tools and resources needed for a successful credit card program. Before, during, and after implementation, you’ll have a dedicated account executive to assist with whatever you need.


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