Open Sky Credit Card Login
The Open Sky Credit card is known to be owned by Capital Bank N.A., a mid-sized bank headquartered in Rockville, Maryland. Capital Bank N.A. is known to be a subsidiary of Capital Bancorp, Inc. This Open Sky credit card can be used anywhere where Visa credit cards are accepted – including at almost all gas stations, grocery stores and online retailers.
If you want to build credit for the first time or rebuild your credit and improve your scores then visit the official website today and get your credit card now.
Features and Benefits of Open Sky Credit Card
Here we have given detailed description about the benefits and features of this Open Sky credit card which you probably don’t want to miss.
- They believe in giving opportunity to everyone. So, no credit checks necessary for applying this credit card.
- Your refundable deposit will become your credit line limit on your Visa card. You can choose it yourself, from as low as $200.
- As because Open Sky reports to all 3 major credit bureaus so, you can build your credit quickly.
- Without a credit score, 99% of their customers earned a credit score record with the credit bureaus in as little as 6 months.
- In their Facebook community, there is a forum for shared experiences, and insights from others on our Facebook Fan page.
- You can get credit tips and a dedicated credit education page on their website to support you along the way.
- You will also be able to view their Cardholder Agreement located at the bottom of the application page for details of the card.
Apply for Open Sky Credit Card
Apply for your Open Sky credit card through following just few simple steps given below.
- Go through the official website of Open Sky credit card first www.openskycc.com
- Then click on Apply now button just present on the right side of the card you want.
- You will be redirected to a new page.
- Fill up the form with the correct personal details required in the fields given.
- Provide accurate information about your employment and financial status.
- After submitting the bank will review the form.
- You will get a reply within 60 sec.
Eligibility Criteria for Applying Open Sky Credit card:
If you want to apply for an Open Sky credit card, then you must satisfy the following criteria.
- Applicants need to be at least 18 years old to get any of these cards.
- Applicants must have a valid Social Security number or individual taxpayer identification number.
- Applicants need to be U.S. citizen or permanent resident.
- You will be able to prove you have more income than expenses each month, and enough income to afford your monthly payment on the new credit card.
- You can have two or more credit cards with Capital Bank which offers The Open Sky® Secured Visa® Credit Card.
- You can apply four or more times in the past 60 days, and all your current or previous accounts with Capital Bank must be in good standing.
Interest rates:
Here is a list of fees and interest rates that will be provided by this Open Sky credit card.
- Purchase APR: 17.39% Variable
- Transfer APR: N/A
- Cash advance APR: 17.39% Variable
- Minimum interest charge: $1.00
- Grace period: 25 days
- Annual fee: $35
- Balance transfer fee: N/A
- Cash advance fee: 5% ($6 minimum)
- Foreign transaction fee: 3%
- Late payment fee: Up to $38
- Returned payment fee: Up to $25
Open Sky Credit Card Activation
After getting an Open Sky credit card you will need to activate your credit card with the below mentioned instructions.
- First, open your phone, tablet, or computer’s Web browser.
- Then navigate to the Open Sky Credit Card Activation page www.openskycc.com/activate
- There type the basic information in the appropriate fields on your screen like Credit Card Account Number, First Name, Middle Initial, Last Name, Last 4 digits of social security number, Expiration Date, Date of Birth, State, Zip.
- Tap on the Submit button after you have completed entering the appropriate details in the specific fields on the activation tab.
- Obey the on-screen instructions for the activation phase on the next screen.
- You will need to make transactions and transfers using your Open Sky credit card after it’s been activated. Through this process, your credit score will increase.
If the above process does not work, then you can try this second process described below.
- First, access a web browser on your phone, tablet, or device.
- Then navigate to the Open Sky credit card webpage.
- There type myaccount.openskycc.com into the address bar.
- On the home page, you must tap on the Activate Card option found in the top-right corner of the screen.
- You need to provide the following information in the relevant fields on your screen Credit Card Account Number, First Name, Middle Initial, Last Name, Expiration Date, CVC/CVV Number, Date of Birth, State, and Zip.
- Tap on the Submit button after entering all the appropriate information in the relevant fields on your phone.
- Then you will need to follow the on-screen instructions to complete the Open Sky credit card activation procedure.
Create an Online Account in Open Sky Credit Card
If you want to activate and get access to your card, then you need to enroll in an online account of Open Sky. Follow the mentioned steps to create a new one.
- First, visit the official login page of Open Sky credit card myaccount.openskycc.com
- Then click on the option “Need to Enroll?”
- Then provide some basic information like name, credit card account number, email id, last four digits of social security number, CVV, etc. in the given field.
- Then tap on the Next button.
- On the next page follow the instruction given to you.
- Create your user id and password.
- You can log in with your user id and password to your account anytime.
Open Sky Credit Card Login
Follow these steps mentioned below to log in to your official account of Open Sky credit card.
- First, visit the official login page of Open Sky Credit card myaccount.openskycc.com
- Provide your user’s name and password to the mandatory fields given.
- Click on the Continue option.
- Get access to your account.
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Recover Password for Open Sky credit card
If you have forgotten the user id or password then don’t need to worry. You can get access to your online account again by following these simple steps.
- Visit the official login page of Open Sky credit cardmyaccount.openskycc.com
- Click on Where did my password go? option.
- Enter some basic information like last 6 digits of card or account number and your user-name.
- Then click on next button.
- They will send you mail with a link to change your password.
- Reset your password within the given time and get access to your account.
Open Sky Credit card bill payment:
You can sign up for Auto-Pay through your online account or via the Open Sky mobile app, both on iOS and Android devices. There choose the “Payment Services” tab. Then select the option to set up one-time or recurring online payments by linking your bank account to your Open Sky. You can make payments by mail or calling Open Sky customer service at (800) 859-6412.
Online method
- Log in to your online account at myaccount.openskycc.com
- There you will need to choose the “Payment Services” tab.
- There you can select the option to link a bank account and set up recurring or one-time payments.
Through phone
- Call (800) 859-6412and make a payment through the automated system.
- You can also choose to make a payment through a customer service agent, there will be a $10 fee.
Through mail
- Send a check along with the remittance slip which is included in your monthly billing statement to the following address:
Open Sky Card Services
O. Box 660924
Dallas, TX 75266-0924
Customer Support
For any problems or questions about the activation process for your Open Sky credit card, you can contact to the following numbers.
- First, open a web browser on your phone, tablet, or device.
- Then navigate to the Open Sky credit card webpage.
- Type myaccount.openskycc.com into the address bar.
- Open Sky Credit Card homepage will appear.
- Tap on the Help button in the top-right corner of the screen.
- Then follow the instructions mentioned in the webpage.
- Tap on the help option but if it does not work then visit the home page again.
- Click on the Contact Us link in the top-right corner.
- In the next page you can contact Open Sky Credit Card customer service.
For payment methods related query,
Provide your name and number of your credit card.
Open Sky Card Services
P.O. Box 660924
Dallas, TX 75266-0924
For overnight payments,
Provide your name and number of your credit card
Open Sky Card Services
Box #660924
2701 East Grau Wyler Rd., BLDG 1
Irving, TX 75061
For correspondence, billing issues and general questions,
Open Sky Card Services
P.O. Box 9224
Old Bethpage, NY 11804-9224
FAQ:
- Does open sky build your credit?
Your refundable deposit will become your credit line limit on your Visa card. Open Sky reports to all 3 major credit bureaus. 99% of their customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- Is Open Sky credit card legit?
the Open Sky Secured Visa credit card comes with a relatively low APR and annual fee. This is a great card for those with bad to fair credit. You won’t earn any rewards, but you’ll keep additional charges to a minimum, and you can qualify for the card without a credit check.
- Does Open Sky increase your credit limit?
You can only increase your credit limit by adding to your security deposit with this secure visa credit card. You can also Call the Open Sky Customer Service Department at 1-855-763-6736 to see if you’re eligible and for instructions on how to send the additional security deposit.
- Does Open Sky report to credit bureaus?
This Secured Visa® Credit Card reports to all three major credit bureaus, so your account history will factor into your credit score. You don’t need to pay a fee to apply but it does come with an annual fee.
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