How to Manage your Sears Credit Card Account Online

Features and Advantages

  • You can gather a minimum of 5% in points, on approved purchases at gas stations.
  • On eligible purchases at grocery stores and restaurants, you can get a minimum of 3% as points.
  • Get the above bonus points after your first spending of $10,000 of combined purchases on Grocery Stores, Restaurants, and Gas Stations, per calendar year, afterward you get 1% points.
  • You can acquire a minimum of 2% in points, on pre-approved transactions at Sears and Kmart marketplace.
  • On the other entitled purchases, you can earn a minimum of 1% in points.

Rates and Interests

  • You will have to pay a variable Annual Percentage Rate (APR) on purchases of 7.24% to 25.24%, and a non-variable APR of 5.00% to 26.49% (rates are as of 1.1.2021) yearly. This APR based on the Prime Rate may vary as per the market.
  • The due date for your Interest payment is due almost 25 (twenty-five) days after the closing of each billing process.
  • You won’t have to pay any kind of interest on purchases if you pay your full total balance by the regular monthly due date.
  • You can have to pay a minimum interest charge, which will be not less than $2.00.
  • For Late Payments, you will be charged up to $40, as a penalty fee for each monthly billing cycle.

Sears Credit Cards and Shop Your Way Cards both are issued by Citibank, N.A. Master Card.

How to Access Sears Credit Card Login Account

To get Sign up for the account, you should follow the following steps.

  • First, visit the official website of Sears.
  • Or, you can click on this link
  • On the Landing page, find and click on “Sign In”


Sears Credit Card Login


  • There, under the MEMBER SIGN IN heading, you have to put your “Email ID” and “Password”.


  • Then, click on the “Sign In” tab below to enter the account.

Step-by-Step Guidelines for Sears Credit Card Registration

To get registered first, as a Sears Credit Card Member, please follow the below stated steps:

  • Find and select the “Credit Card” option, after visiting the Sears Website.
  • Then, by selecting the “Manage Your Account” tab, you will be referred to a new webpage.


Sears Credit Card Registration process


  • Find the option “Not a Card Member”.
  • Press on the “Learn More” option, just beside Apply Now for a Sears Card.
  • On the respective field, you have to put down your Name, Email address, Address, Phone, Financial Information (i.e. Residence Payment and Status, Income, etc), Social Security Number (SSN), Date of Birth (DOB), etc.
  • Now, press the “Submit Application” button below.
  • Lastly, just follow the online on-screen prompts to finish the process.

How to Apply for Sears Credit Card

You need to get Registered first, as a Sears member, to apply for the Sears Credit Card. To Apply for the (Citibank) Sears Credit Card, you have to follow the below steps:

  • First, visit the authorized website of Sears.
  • Or else, tap on the link
  • Find and pick the “Credit Card” option on the webpage.
  • Selecting the “Apply Now” tab, you will be referred to a new webpage.
  • Here, on the page, you can choose your Sears Credit Card and apply.
  • Now follow the online directions to finish the process.


How to Reset your Forgot Password for the Sears Credit Card:

To Reset your Forgot Password for the Sears Credit Card, go through the below steps:

  • Go to the MEMBER SIGN IN heading page, following the login
  • Here on the SIGN IN page, find and tap on the “Forgot Password”
  • Now on the RESET YOUR PASSWORD heading box, put your “Email ID”.
  • Lastly, press the “Continue” button and follow the on-screen guidelines.


Contact Details

Sears Card and Master Card

P.O. Box – 9001055

Louisville, KY 40290 -1055

Sears Customer Credit Card

P.O. Box – 6275,

Sioux Falls, SD 57117

Phone numbers:

For Trouble in Credit Card Login (Call): 1 -800 -815 -7701

Reference Link

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